East Side Lenders

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The Benefits of Payday Loans

East Side LendersEast Side Lenders says, when you need fast cash without a lot of hassle, an online payday loan can be the best option for you. Whether it’s to meet unexpected expenses such as medical bills, car repairs, or to catch up on past due credit payments, a payday loan is a popular tool used by many people to meet their needs. A payday loan is generally not meant to be a long-term tool for managing your finances, but it can be a lifesaver for anyone in need of a cash loan on a temporary basis.

If you’ve never taken out a payday loan before, you may not be as familiar with the benefits of a payday loan:

Ease of Application

Eastside Lenders also says that getting a payday loan isn’t like getting a loan at a bank. A payday loan is probably the easiest loan you’ll ever apply for. And requesting funds online is much more convenient than dealing with a bank.  To get a payday loan, you’ll need proof of employment and income and a checking account. Our online application process is simple, though we may ask you for some additional documentation.

Quick Decisions

We can usually approve your loan within minutes! Payday loans are usually meant to be short-term loans, so the decision time on your application is usually done within minutes, not weeks. You’ll know right away whether you qualify for a loan and for how much.

Available Even with a Low Credit Rating

East Side Lenders ask, have you missed payments on your credit cards, had a court judgment filed against you, or declared bankruptcy? If so, then you know firsthand how hard it is to get even a short-term loan from a bank or other financial institution with poor or bad credit. We believe that everyone deserves a second chance, and won’t turn you down for a loan so long as you meet our minimum financial criteria. If you have questions, call us and we’ll be happy to discuss it with you and explain how our application process works.

Direct Deposit Within 24 Hours

Once your payday loan has been approved, we usually deposit the cash into your checking account within 24 hours, sometimes even on the same day you’ve applied! You’ll have your loan when you need the money and have the peace of mind of knowing that it’ll be in your account no later than the next business day.

Prepay and Avoid Interest Charges

Payday loans are meant to be short-term loans, and thus a higher interest rate than you’d pay at a bank usually applies. When you take out a payday loan with us, we will let you know the rate of interest to be charged and whether you are able to pre-pay the loan and reduce the amount of interest. We can even let you know how to get an extension of the loan if needed. You will know exactly how much interest will be charged so that you can decide when and how quickly to pay off your loan.


Our application process is confidential, and we treat your information with the utmost privacy. For many consumers, requesting funds online offers much more privacy than a bank or retail payday loan store located in a high-traffic mall.  No one needs to know that you’ve taken a payday loan; it’s your personal business whom you tell. We won’t say a word, provided you meet your credit obligation to us. You don’t have to explain to anyone where you got the money you needed and we won’t ask why you need the money. You can relax and trust us to keep your private information confidential.

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